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Disaster Assistance for Southern Utah affected by Severe Flooding

Businesses and residents can get low-interest disaster loans

Utah District Office – October 4, 2021

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SBA Offers Disaster Assistance to Utah Businesses and Residents affected by Severe Storms and Flooding

Low-interest federal disaster loans are available to Utah businesses and residents affected by the severe storms and flooding that occurred Aug. 1, 2021.


“Cedar City and surrounding areas were devastated this summer when immense storms turned into extreme flooding damaging homes, businesses, and government buildings,” said Marla Trollan, SBA Utah District Director. “Citizens came together to fill sandbags and clean up the aftermath that happened in their town and to their neighbors. That support continued as Governor Cox declared a disaster and the SBA made loans available for businesses and residents in Southern Utah.”


SBA acted under its own authority to declare a disaster in response to a request SBA received from Gov. Spencer J. Cox on Sept. 29, 2021. The U.S. Small Business Administration (SBA) is offering low-interest disaster loans to non-farm businesses of all sizes, private nonprofits, homeowners and renters in the counties of Iron, Beaver, Garfield, Kane and Washington in Utah; and Lincoln in Nevada who suffered losses caused by the severe storms and flooding that occurred on August 1, 2021. Types of loans available are:


Individuals and Families:

Homeowners: up to $200,000 to repair or replace real estate damage and up to $40,000 to replace personal property.

Renters: up to $40,000 to repair or replace personal property.



Property Damage: up to $2,000,000 to repair or replace real estate, machinery and equipment, inventory and other assets that were damaged or destroyed (available to businesses of any size and private, non-profit organizations).

Economic Injury: only for small businesses and most private non-profit organizations suffering adverse financial impacts of the disaster (with or without property loss), up to $2,000,000 for working capital to help pay obligations until normal operations resume. 


The deadline to apply for property damage is Nov. 30, 2021. The deadline to apply for economic injury is July 1, 2022.


For additional assistance, SBA has established a Virtual Disaster Loan Outreach Center that is open Mondays – Fridays, 8 am to 8 pm ET. You can contact an SBA customer service representative via email at FOCWAssistance@sba.gov or by phone at 800-659-2955. SBA will answer specific questions about how a disaster loan may help each survivor recover from the disaster damage and will provide one-on-one assistance in completing applications for these loans. You can apply online at https://disasterloanassistance.sba.gov.


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Utah Receives Record-High STEP Grant of Over $1 Million to Accelerate Global Growth for Utah Businesses

State Trade Expansion Program (STEP)

Robert Heinlein said there was no such thing as a free lunch.  When you see ads for small business grants, you are right to be cautious.  However, there is one grant program, funded in part by the U.S. Small Business Administration, that helps small business exporters access the international market.  The State Trade Expansion Program or STEP, administered in Utah by the World Trade Center Utah, offsets your market development costs.

Taking advantage of the global market may seem exotic, but it’s a solid strategy to diversify your sales as many struggling small businesses learned during the COVID-19 pandemic.  Furthermore, research has shown that small businesses engaged in international trade, grow faster, pay higher wages and are more resilient during tough economic times. 

“The success and impact of the STEP grant program in Utah over the last several years has been inspirational,” said Marla Trollan, SBA Utah District Director. “International trade has been a high priority for me since I came to the SBA in 2017. We have collaborated with the World Trade Center on many initiatives, and I am proud of what we have been able to achieve together. The substantial STEP Grant increases from $300,000 to $1,050,000 over the past three years, the largest increase among any state in the country, is a direct result of these efforts.”

With a STEP grant, a Utah small business can receive up to $15,000 per year to offset costs associated with attending a trade show, researching international partners, and translating your website.  To be eligible to apply your for-profit company must be registered in Utah, be physically located and operational in Utah for at least one year, and have one or more full-time employees.  Additional program details can be found here: STEP Grant | (wtcutah.com).

Robert Heinlein also said belief gets in the way of learning. Start your ‘learning’ with some solid market research, partially paid by the STEP grant, to determine if your company can prosper from overseas sales.  Contact your STEP administrator today to find out how to apply. 

Patty Brewer is an Export Finance Manager with the SBA’s Office of International Trade.  Her territory includes Colorado, Montana, Utah, and Wyoming.  She can be reached at 720-556-4664 or patricia.brewer@sba.gov




Small Business Resource Roadshow

NEXT EVENTS – Moab Oct. 26 and Price Oct. 28

Roadshow Dates


The Small Business Resource Roadshow will include more than a dozen organizations that assist businesses and bolster economic development. The event’s focus is to connect the right resource partners to the business owners who need that specific type of help. 


Click Here to Register

Export Pipeline Series

Join us October 29th from 9:00am-11:00am for our second international trade session. 


Connect with Utah’s international trade resources. Learn how to avoid costly mistakes and gain profitable insights for selling your products internationally. More information coming soon!


Social Media Bootcamp – Fillmore

Facebook, Instagram, YouTube, Content Creation!


Snow SBDC Event

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SBA Learning Center

SBA Learning Center. Free online business courses


SBA’s online learning programs are designed to empower and educate small business owners every step of the way.

Click Here to Start Learning

Free Local Business Counseling

SBA resource partners provide business consulting, mentoring and training services.


The SBA works with the Small Business Development Centers, the Women’s Business Centers, SCORE, and other partners to counsel, mentor, and train small businesses.

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SBA Utah District Office 2020 Annual Report 






Marla Trollan, District Director
marla.trollan@sba.gov, (o) 801-524-3209 (c) 385-218-1995

John Gygi, Deputy District Director

john.gygi@sba.gov, (o) 801-524-3209 (c) 801-889-6170

Karl Wernick, Lender Relations Specialist
karl.wernick@sba.gov, (o) 801-524-3209 (c) 385-355-5815

Don MacMillan, Lender Relations Specialist
donald.macmillan@sba.gov, (o) 801-524-3209 (c) 385-429-8627

Melinda Workman, Economic Development Specialist

melinda.workman@sba.gov, (o) 801-524-3209 (c) 385-266-1853

Cody Neville, Business Opportunity Specialist

cody.neville@sba.gov, (o) 801-524-3209 (c) 801-828-0796

Jackie Hobson, Public Affairs, Outreach, and Marketing Specialist              St. George  jackie.hobson@sba.gov, (0) 801-524-3209 (c)  202-941-8005

Cheryl Richens, Administrative Officer
cheryl.richens@sba.gov, (o) 801-524-3209

Sharlene Miller, Paralegal
sharlene.miller@sba.gov,  (o) 801-524-3209